Competitive Rates with More Flexibility

    Conventional 2018-05-15T12:15:53+00:00

    Project Description

    Conventional Mortgage

    A Conventional Mortgage refers to any housing loan that is not insured or guaranteed by the Federal Government. They can be conforming or non-conforming loans, and typically require at least a 3% – 5% down payment.

    • Private Mortgage Insurance – protects the Lender from loss should the borrower default – and adds a premium that increases the borrowers’ monthly payment.

    • Purchase Transaction – if a borrower puts 20% or more down, private mortgage insurance is not required.

    • Refinance Transaction – if a borrower has more than 20% equity in the property as determined by a qualified appraisal valuation, private mortgage insurance may not be required.

    Conventional Loan Programs


    Non-Conforming (Jumbo)

    Fixed-Rate Mortgage

    Adjustable-Rate Mortgage


    • Competitive Interest Rates
    • A Range of Down Payment Options

    • Terms Tailored to Meet the Goals


    From Dream to Address.
    We Got You.

    From the moment you’re ready to consider buying or refinancing a home, we are here to understand your dreams, goals, and unique financial situation. Our start-to-finish process is designed to be simple, straightforward, cost-effective, and FAST!

    Other Loan Options.


    Widely used by first-time homebuyers

    USDA / Rural Housing

    Live Comfortably Outside of City Limits


    Welcoming Veterans Home

    Other Loan Options
    to Fit Your Life.